SBA 7(a)
Loans
Long-term financing solution designed for established businesses seeking flexible, government-backed capital with competitive rates and extended repayment terms.
What are SBA 7(a) Loans?
SBA 7(a) loans are long-term financing solutions partially guaranteed by the U.S. Small Business Administration. These loans are commonly used for major business initiatives that require favorable rates and extended repayment terms.
While SBA loans offer strong benefits, they also require preparation and documentation.
Common Uses:
- Business acquisitions
- Working capital
- Owner-occupied or investment real estate
- Expansion initiatives
- Refinancing high-interest debt
What Lenders Evaluate
SBA 7(a) lenders evaluate both business and personal credit, cash flow strength, time in business, and the clarity of how funds will be used when determining eligibility.
fundfi supports borrowers through readiness assessment, documentation review, and strategic positioning to strengthen applications and improve approval outcomes.
Leaders Trust fundfi
Cost-Effective Capital
SBA 7(a) loans can provide durable, cost-effective capital, but the process requires preparation, accuracy, and lender alignment. fundfi helps ensure applications are structured correctly from the start, reducing delays and positioning borrowers for approvals that support sustainable growth rather than short-term fixes.
Assess your SBA 7(a) readiness with fundfi before engaging lenders.
Schedule a strategic funding review to determine if an SBA-backed loan is the right next step.