“I expected them to disappear once the money hit. They did not. My underwriter still pings me every couple of weeks to see what is next. None of my bank people ever did that.”
SM
Sarolyn M.
Entrepreneur
Run the math yourself
Guess your stack in 30 seconds.
Drag the sliders to see which of our 16 products your profile clears and roughly what each one brings. These are estimates, not a quote.
Heads up: These numbers are illustrative only not a loan offer, prequalification, or guarantee. Real eligibility depends on your full financial profile and the lender. For actual numbers, submit an inquiry and one of our underwriters will run the math with you.
$30,000
$5,000$200,000
680
500800
Estimated Total Funding
$118,500
Product Breakdown
Revenue-Based Financing
$19,500Business Line of Credit
$30,000Term Loan
$45,000SBA 7(a) Loan
Asset-Based Loan
$24,000These estimates are for illustrative purposes only and do not constitute a loan offer or guarantee. Actual amounts, rates, and eligibility vary by lender, product, creditworthiness, and other factors. Not financial advice.
Why one application changes the math
Applying to lenders one by one is the real tax.
Shopping six lenders costs you a month, six hard pulls, and six pitches to six junior analysts. Run it through us once and you hear back on every product in parallel.
The slow way
Lender-by-lender shopping
Same form, different logo
Fourteen fields, retyped fourteen times. You lose an afternoon every round.
Credit report hits stack up
Each direct app is a hard pull. Your score goes down before the approvals come in.
Replies land whenever
Every bank runs on its own calendar. You are chasing responses while your use-case window closes.
The FundFi way
One file, the whole network
Sixteen products, one pass
We route your profile to every product it qualifies for in a single sweep.
Soft pull, real answers
See what will actually get approved before anyone touches your hard credit.
Money in 1–7 days
One underwriter owns the clock. If something is slow, they know why, and they fix it.
Us vs. your business bankerThe gap between a bank and FundFi is mostly
The gap between a bank and FundFi is mostly
who owns your file.
Banks are built around one product and a loan committee. We are built around the borrower.
Metric
Your bank
FundFi
Speed from app to wire
Your bankSix to twelve weeks
FundFiOne to seven days
Products in one app
Your bankWhatever that branch sells
FundFi16+ programs
Someone accountable to your file
Your bank
FundFiOne underwriter, start to finish
How long the intake takes
Your bankTwo hours plus a meeting
FundFiFive minutes, online
Credit floor
Your bank700+ or the file dies
FundFiWe sequence around it
What the credit check costs you
Your bankHard pull the day you apply
FundFiSoft pull until you accept terms
The path in
Four moves. That is the whole process.
The plan is designed around one question every borrower actually asks: when does the money land, and what do I need to do in the meantime?
01
Fill out the intake
The form asks for the things a real underwriter needs to sort you into the right products. No tax returns, no three-year plan, no portal to log back into later.
Typically
5 min
02
Talk through the options
You jump on a call with one of our team. By the end of it you know which products are on the table, which ones to skip, and why. No form letter prequal.
Typically
Same day
03
An underwriter takes the file
From here, one person (your underwriter) runs everything. They decide which lenders to hit in what order and keep your credit clean while the pieces move.
Typically
1-on-1
04
Funds land in your account
Most clients are wired inside a week. Some of the faster products clear in a day or two. After the money hits, your underwriter stays on the file for whatever comes next.
Typically
1 – 7 days
What the underwriter actually does
One person runs the file. From the first call to the wire, and past it.
A senior underwriter sits with your file, picks the right products in the right order, and owns what happens next. No call center, no commission auction.
Same underwriter, same phone number
You do not get passed around a call center or handed off when things get complicated. The person who intakes you is the person who wires you.
Updates without the follow-up email
When a lender approves, flags a condition, or comes back with questions, you hear about it by text. You will not have to ping us to find out where the file is.
Calls on a calendar, not cold
Discovery, strategy, close. Every call lands on a shared calendar with an agenda.
The relationship does not end at the wire
Most funding gets structured in layers. Your underwriter stays on the file to help you refinance, stack the next round, or restructure when the business changes.
MR
Maya Rivera
Underwriter, FundFi
Heads up. Lender 3 signed off on $180K at 10.9. I would wait for Lender 6, their sheet lands tomorrow and it is cheaper. Sit tight one day.
Wed 10:42
Ok, holding.
Wed 10:43
Perfect. Plan is in your portal. Friday 2pm ET still works for the close call?
Wed 10:44
Your funding plan · v2
From Maya · a minute ago
Step one. $30K working line to cover payroll. Step two. $45K term loan after two more bank statements hit. Step three. We stack RBF on top once Q4 revenue shows up on the file.
plan-v2.pdfOpen →
Approved · 4 of 6 lenders
portal.fundfi.io/intake
Intake
4 of 6 steps done
Close call · with Maya
Friday · 2:00 PM ET
- You · personal infoDone
- Work historyDone
- Cash flow snapshotDone
- Business entityDone
- Authorize credit pullContinue →
- Verify ID
Your file, one place
The portal replaces the email chain.
Every doc, every conversation with your underwriter, every approval, and every open task lives one login away. No more hunting your inbox for last Tuesday's W9.
- Intake that picks up where you left off, even if you close the tab
- Encrypted vault for your docs. Upload the W9 once, we reuse it everywhere
- Book time with your underwriter without the email ping-pong
- Watch your application move in real time: approval, conditions, wire
- Messages threaded to your file so context never gets lost
Start your intake SOC 2 controls in place
What you can shop through us
See all 16 →Sixteen products. One file.
These six get asked for the most, so they lead the grid. Your underwriter picks the right mix based on revenue, credit, time in business, and what the money is for.
Vault
Acme Holdings LLC
3
Personal
2
Business
8
Statements
1
Signed
2024 Schedule C
Business · Tax
Credit pull consent
Personal · Signed
Last 12 months P&L
Business · Statements
Your docs, encrypted and ready
Upload once. We take it from there.
Lenders ask for roughly the same eight documents every time. We take them once, encrypt them, tag them by category, and reuse them across every product we shop.
- Encryption on upload and at rest. Nothing sits in the clear.
- Docs land in the right folder automatically (personal, business, statements, signed paperwork)
- Built-in PDF export formatted the way lenders want it
- E-sign for funding agreements without a third-party tool
Borrower notes
What people actually say after the wire clears.
$185K · 6 days
Ready to put one application to work?
Five minutes of intake and a soft pull. An underwriter picks it up from there.
Soft credit pull. No hard inquiry unless you accept terms.