$100K–$50M
Loan Amount
From 6.5%
Interest Rates
30–60 days
Funding Speed
Up to 30 years
Repayment Terms
What is a commercial real estate loan?
Commercial real estate (CRE) loans finance the acquisition, refinance, construction, or renovation of properties used for business purposes. These loans typically require 20–30% down and offer terms of 10–30 years, with either fixed or variable interest rates.
We partner with banks, non-bank lenders, and private capital sources to help you find CRE financing for office, retail, industrial, multifamily, hospitality, and mixed-use properties.
Key Benefits
- Long amortization schedules reduce monthly payments
- Competitive fixed and variable rate options
- Finance purchase, refinance, or renovation
- Options for owner-occupied and investment properties
Requirements
Meet these basic qualifications to get started. Don't meet every requirement? Our advisors can help find alternatives.
How to apply
Quick Application
Fill out our simple inquiry form. Tell us about your business, goals, and financial profile in just 5 minutes.
Discovery Call
Speak with a funding specialist who will learn about your needs and craft a personalized funding strategy.
Meet Your Advisor
Work one-on-one with your dedicated advisor through onboarding, credit optimization, and the funding process.
Get Funded
Execute your funding strategy with expert guidance and receive the capital your business needs to grow.
Frequently asked questions
Office buildings, retail centers, industrial warehouses, multifamily apartments (5+ units), hospitality, and mixed-use properties all qualify. Single-family homes used as primary residences do not.
Most CRE loans require 20–30% down. SBA 504 loans can reduce this to as low as 10% down for owner-occupied properties, making them an attractive option for business owners buying their own building.
DSCR measures a property's ability to cover its debt payments from rental income. Most lenders require a DSCR of at least 1.25, meaning the property generates 25% more income than its debt payments.
Explore similar funding options
Ready to get funded?
Take the first step toward the capital your business needs.