Bridge Loans

Bridge loans provide fast, short-term capital to 'bridge' a temporary gap — often between the sale of one property and the purchase of another, or between an immediate need and permanent financing.

$50K–$10M

Loan Amount

From 9%

Interest Rates

7–14 days

Funding Speed

6–24 months

Repayment Terms

Overview

When do you need a bridge loan?

Bridge loans are designed for time-sensitive situations where speed matters more than the lowest possible rate. Real estate investors use them to close deals before long-term financing is available. Business owners use them to seize acquisition opportunities or cover cash flow gaps until receivables come in.

Because bridge loans are short-term and typically secured by real estate or other hard assets, they can close in as little as a week — compared to 30–90 days for traditional financing.

Key Benefits

  • Fast closing, often in 7–14 days
  • Flexible underwriting criteria
  • Bridge gaps between transactions
  • Asset-based approval
Eligibility

Requirements

Meet these basic qualifications to get started. Don't meet every requirement? Our advisors can help find alternatives.

Real estate or business asset collateral
Clear exit strategy (refinance or sale)
Credit score of 620+
Proof of ability to repay
Process

How to apply

Quick Application

Fill out our simple inquiry form. Tell us about your business, goals, and financial profile in just 5 minutes.

Discovery Call

Speak with a funding specialist who will learn about your needs and craft a personalized funding strategy.

Meet Your Advisor

Work one-on-one with your dedicated advisor through onboarding, credit optimization, and the funding process.

Get Funded

Execute your funding strategy with expert guidance and receive the capital your business needs to grow.

FAQ

Frequently asked questions

Bridge loans can close as quickly as 7–14 days, significantly faster than traditional financing. Speed comes at the cost of higher interest rates.

Because bridge loans are short-term, lenders require a clear plan for how you'll repay — typically by selling the asset, refinancing into a long-term loan, or collecting a receivable.

Yes, bridge loans typically carry higher interest rates (9–15%) and fees than long-term financing. The trade-off is speed, flexibility, and the ability to close time-sensitive deals.

Ready to get funded?

Take the first step toward the capital your business needs.