Up to $500K
Credit Limit
From 8%
Interest Rates
24–72 hours
Funding Speed
Revolving
Structure
What is a business line of credit?
A business line of credit is one of the most flexible financing tools available. Unlike a term loan where you receive a lump sum, a line of credit lets you borrow up to a set limit and repay on a revolving basis, much like a credit card.
Because you only pay interest on the amount drawn, lines of credit are ideal for managing cash flow, covering payroll gaps, handling unexpected expenses, or taking advantage of time-sensitive opportunities. As you repay, your available credit replenishes automatically.
Key Benefits
- Only pay interest on what you draw
- Revolving access to capital
- Faster approvals than term loans
- Ideal for short-term cash flow management
Requirements
Meet these basic qualifications to get started. Don't meet every requirement? Our advisors can help find alternatives.
How to apply
Quick Application
Fill out our simple inquiry form. Tell us about your business, goals, and financial profile in just 5 minutes.
Discovery Call
Speak with a funding specialist who will learn about your needs and craft a personalized funding strategy.
Meet Your Advisor
Work one-on-one with your dedicated advisor through onboarding, credit optimization, and the funding process.
Get Funded
Execute your funding strategy with expert guidance and receive the capital your business needs to grow.
Frequently asked questions
A loan delivers a lump sum you repay in fixed installments. A line of credit gives you ongoing access up to a limit — you draw, repay, and redraw as needed, only paying interest on the outstanding balance.
No. You can draw any amount up to your credit limit. Many businesses keep a line open as a safety net and only tap it when needed.
Most lines of credit can be approved and funded within 24–72 hours once you submit required documentation.
Many lines of credit are unsecured, meaning no collateral is required. Larger limits may require business or personal guarantees depending on the lender.
Explore similar funding options
Ready to get funded?
Take the first step toward the capital your business needs.