$5K–$500K
Loan Amount
From 10%
Interest Rates
24–72 hours
Funding Speed
3–18 months
Repayment Terms
When is a short-term loan right?
Short term loans are designed for speed and accessibility. Approval can happen in hours and funds can hit your account within a day. Repayments are typically daily or weekly, matching the short payback period.
They work best for time-sensitive opportunities — inventory deals, urgent repairs, seasonal stocking, or filling a temporary cash gap. Because of the faster repayment and higher risk to lenders, rates are higher than long-term options.
Key Benefits
- Funding in 24–72 hours
- Minimal paperwork
- Approvals with lower credit scores
- Daily or weekly payments match cash flow
Requirements
Meet these basic qualifications to get started. Don't meet every requirement? Our advisors can help find alternatives.
How to apply
Quick Application
Fill out our simple inquiry form. Tell us about your business, goals, and financial profile in just 5 minutes.
Discovery Call
Speak with a funding specialist who will learn about your needs and craft a personalized funding strategy.
Meet Your Advisor
Work one-on-one with your dedicated advisor through onboarding, credit optimization, and the funding process.
Get Funded
Execute your funding strategy with expert guidance and receive the capital your business needs to grow.
Frequently asked questions
Compared to long-term loans, yes. Rates are higher and payments more frequent. But for short-term needs, the speed and accessibility often justify the cost.
Most short-term loans use automatic daily or weekly ACH payments from your business bank account, matching your cash flow cycles.
Yes. Many businesses use short-term loans for immediate needs and then refinance into a line of credit or SBA loan once they qualify for better terms.
Explore similar funding options
Ready to get funded?
Take the first step toward the capital your business needs.