$250K–$50M
Loan Amount
From 7%
Interest Rates
14–30 days
Funding Speed
Revolving
Structure
What is asset-based lending?
Asset-based lending uses tangible business assets as collateral. Lenders advance a percentage of your eligible collateral — typically 70–90% of receivables and 50–70% of inventory — as a revolving credit line.
ABL is particularly useful for growing businesses, seasonal operations, and companies going through turnarounds. Approval focuses on asset quality rather than traditional credit metrics, making it accessible when bank loans aren't.
Key Benefits
- Higher loan amounts than unsecured options
- Scales with your asset base
- More flexible than bank underwriting
- Works through uneven financial periods
Requirements
Meet these basic qualifications to get started. Don't meet every requirement? Our advisors can help find alternatives.
How to apply
Quick Application
Fill out our simple inquiry form. Tell us about your business, goals, and financial profile in just 5 minutes.
Discovery Call
Speak with a funding specialist who will learn about your needs and craft a personalized funding strategy.
Meet Your Advisor
Work one-on-one with your dedicated advisor through onboarding, credit optimization, and the funding process.
Get Funded
Execute your funding strategy with expert guidance and receive the capital your business needs to grow.
Frequently asked questions
Accounts receivable, inventory, equipment, machinery, and sometimes real estate. Receivables and marketable inventory get the highest advance rates.
Traditional lines of credit rely on cash flow and credit history. ABL is primarily collateral-based, which typically means higher limits and more flexibility for asset-rich companies.
Yes. Because the facility is tied to your assets, lenders typically require monthly or weekly reporting on collateral levels (borrowing base certificates).
Explore similar funding options
Ready to get funded?
Take the first step toward the capital your business needs.