Build Business Credit That Opens Doors

Stop using your personal credit for business purposes. FundFi helps you build a strong corporate credit profile that separates your personal and business finances — and unlocks better funding options.

Why It Matters

Your Personal Credit Score Should Not Be Your Business Credit Score

Most business owners rely on their personal credit for everything — credit cards, loans, vendor accounts. This exposes your personal finances to business risk and limits your funding potential.

Protect Personal Assets

Keep business debts off your personal credit report. Protect your mortgage eligibility and personal credit score.

Unlock More Capital

Business credit scores can unlock funding lines that personal credit alone cannot access.

Build Business Value

A strong business credit profile increases the value of your business and makes it more attractive to investors and partners.

Better Terms & Rates

Businesses with established credit get better interest rates, higher limits, and more favorable terms.

Our Process

How We Build Your Business Credit

A proven system to establish a fundable business profile

Foundation Setup

We ensure your business entity, EIN, DUNS number, and business filings are properly structured for credit building.

Vendor Tradelines

We open starter tradelines with vendors that report to business credit bureaus — building your profile from day one.

Credit Accounts

Once your foundation is built, we strategically apply for business credit cards and revolving lines that report to bureaus.

Scale & Monitor

We monitor your business credit scores, optimize your profile, and help you leverage your credit for larger funding.

The Checklist

What a Fundable Business Profile Includes

Properly structured LLC or Corporation with EIN
D-U-N-S Number registered with Dun & Bradstreet
Business addresses and phone numbers matching across all listings
Active business bank account with consistent deposits
Starter vendor tradelines reporting to Dun & Bradstreet, Experian, and Equifax
Business credit cards that report to major business credit bureaus
Paydex Score of 80+ (the business equivalent of a high FICO score)
Experian Intelliscore and Equifax Business Credit Score optimization
Is This For You?

Who Is Corporate Credit Building For?

  • New business owners who want to start building credit from day one
  • Established businesses that have never separated personal and business credit
  • Business owners planning to apply for SBA loans or large credit lines
  • Entrepreneurs who want to protect their personal credit from business risk
  • Anyone looking to increase their business's overall funding capacity
Track Record

Results Our Clients See

80+

Avg. Paydex Score Achieved

350+

Profiles Built

6 Mo

Avg. Time to Fundable

$150K+

Avg. Credit Access Unlocked

FAQ

Frequently Asked Questions

Most clients achieve a fundable business credit profile in 3-6 months. The timeline depends on your starting point, how quickly we can open tradelines, and the reporting cycles of the credit bureaus.

Not necessarily. Business credit is separate from personal credit. However, having decent personal credit (620+) can help you access certain business credit products faster. We work with clients at all credit levels.

The Paydex Score is Dun & Bradstreet's business credit score, ranging from 0 to 100. A score of 80+ indicates your business pays bills on time and is considered low-risk by lenders. It's the business equivalent of a strong FICO score.

When done correctly, building business credit should not negatively impact your personal credit. That's the entire point — we help you create a separation between your personal and business credit profiles.

FundFi's corporate credit building program pricing is discussed during your initial consultation. We're transparent about costs and help you understand the ROI — most clients recoup their investment many times over through the credit access they gain.

Ready to Build Your Business Credit?

Take the first step toward a fundable business profile. Our team will create a custom credit building plan tailored to your business.